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County Court Judgments (CCJs), credit rating, and the Register of Judgments
A CCJ or a high court judgment will stay on the Register of Judgments, Orders and Fines for a period of 6 years.
Financial companies and banks may use this information to decide whether to offer credit or loan terms.
If the full amount of the judgment is paid within 1 month, an application can be made for the judgment to be removed from the register.
If paid after a month, the record of the judgment can be marked as ‘satisfied’ in the register. The judgement will stay on the register for 6 years but those searching will see it has been paid. On making such an application the Court will need proof of payment and a court fee is payable.
Details of any judgments can be found online on the Register of Judgments. A simple search of the Register costs £4. If you have any queries about registered judgments contact:
Trust Online, 153-157 Cleveland Street, London W1T 6QW
T: 020 7380 0133 E: firstname.lastname@example.org
This article is for information purposes only and does not constitute specific legal advice. For further information on any issues relating to County Court and High Court Judgments, application to set aside a judgment, credit rating, registration of judgments and trusts online, please contact us on +44 (0)20 8528 1132 or at email@example.com.